Personal Loans
Finance planned expenses, important life events and qualifying once-off costs.
Explore product →Finance built around your next move
Simple. Affordable. Trusted Loan Solutions.
Apply from R10,000 up to R500,000 at a fixed annual interest rate of 6%. Special loan requests of up to R2,000,000 may be considered. Completed applications may be processed the same business day, with funds available after approval and verification.
6% fixed annual interestR10,000–R500,000Same-day processingSpecial requests up to R2M
Loan products
Finance solutions for different goals.
Review the purpose, documents and representative repayment illustration for each product before applying.
Business Loans
Support qualifying working capital, stock, equipment and controlled expansion.
Explore product →
Study Loans
Finance qualifying tuition, registration, books and education-related needs.
Explore product →
Asset Finance
Finance selected vehicles, machinery, equipment and productive assets.
Explore product →Representative example
See what a R10,000 loan could look like.
At 6% per annum over 12 months, the estimated monthly instalment is R860.66. Use the calculator to compare other loan amounts and repayment periods.
Representative repayment illustration
| Loan amount | R10,000 |
| Interest rate | 6% per annum |
| Repayment period | 12 months |
| Estimated monthly instalment | R860.66 |
| Estimated total repayment | R10,327.97 |
| Estimated total interest | R327.97 |
Reducing-balance illustration based on the displayed loan amount, 6% annual interest rate and selected repayment period. It is an estimate and not a quotation or approval.
Application journey
Four structured steps from application to payout.
1
Choose
Select the product, amount and repayment period.
2
Apply
Complete the application with accurate information.
3
Verify
Supply the required identity, income and banking documents.
4
Complete
Review and sign the agreement if the application is approved.
Built for informed decisions
Premium service is more than a fast application.
- Clear repayment illustrations before you apply
- Product-specific document guidance
- Affordability-led assessment process
- Responsible same-day service wording
- Responsible-lending and complaints resources
Additional tools included
The website includes a loan calculator, eligibility indication, loan comparison table, application requirements, rates and disclosure guidance, responsible-lending information and a multi-step application interface.
Special loan enquiries
Selected requests above R500,000 and up to R2,000,000.
For qualifying special circumstances, LENDTEL may consider higher-value requests. Email or write to us so that we can provide the enhanced application, income, purpose, security and supporting-document requirements.
Support throughout your loan journey
Guidance that helps you apply with clarity and confidence.
Whether you are financing personal expenses, business growth, a home project, education, an asset purchase or debt consolidation, LENDTEL helps you understand the product, repayment structure and required documents before you submit your application.
- Guidance in selecting a loan type and repayment period suited to your purpose
- Clear identity, income, affordability and supporting-document requirements
- Same-day processing for complete applications, subject to verification and approval
- Direct support through email, telephone, WhatsApp and the LENDTEL Smart Assistant
Ready to plan your application?
Calculate an estimated repayment or begin the online application journey.